COURSE INDEXPreliminary Questions
Home Buying Start & Registration
Budgeting To Buy a Home
Find Your First House
Inspect Before You Buy
Shop For a Mortgage Loan
Home Mortgage Loan Process
Credit Score and Credit Report
Home Mortgage Loan Closing
Being a Home Owner
Mortgage Quote Request
Get Started Below!
This module would not be complete without a brief review of Fair Housing Laws.
Laws have been passed by Congress to protect homebuyers against certain types of discrimination in housing. The purpose of these laws is to create a single, unbiased market where everyone has the opportunity to purchase a home and live where she or he chooses.
The Fair Housing Act prohibits discrimination in housing or mortgage lending and the provision of insurance or brokerage services because of:
What is prohibited?
No one may take any of the following actions based on the above basis:
In mortgage lending, no one may take any of the following actions based on the above bases:
The Equal Credit Opportunity Act prohibits denials of credit based on race, color, religion, national origin, sex, age, marital status or receipt of public assistance.
If you believe that you have encountered discrimination, you should contact a local fair housing agency or your local HUD office, or call (toll-free) 1-800-669-9777. Hearing impaired persons may call (TDD) 1-800-927-9275.
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Table of Contents | Homebuyer Course Start Page | Find A Realtor | Budgeting To Buy a Home | Neighborhoods | Find Your First House | Inspect Before You Buy | Shop For a Mortgage Loan | Mortgage Home Loan Process | Credit Score and Credit Report | Home Mortgage Loan Closing | Being a Home Owner
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