COURSE INDEXPreliminary Questions
Home Buying Start & Registration
Budgeting To Buy a Home
Find Your First House
Inspect Before You Buy
Shop For a Mortgage Loan
Home Mortgage Loan Process
Credit Score and Credit Report
Home Mortgage Loan Closing
Being a Home Owner
Mortgage Quote Request
Get Started Below!
Where would you like to live? To answer this question, take a few minutes and write down your answers to the questions below:
Get a map, find where you work and look at the neighborhoods you are considering and determine the amount of time you are willing to commute. If you need public transportation, get a bus schedule or a rail map of the local systems to see which neighborhoods they service. For example: If you can spend an hour traveling each way to work and you need public transportation, look to areas one hourís ride from your work. If you can spend an hour driving each way to work, look at neighborhoods that you can drive to in an hour. Donít waste time searching for a house in areas that you cannot reach or that are too far away from your job site.
The location of the home is important from both a buying and a future selling standpoint. Usually a potential homebuyer will sacrifice features in a home to live in a more desirable neighborhood. This conveniences and amenities available are critical in evaluating neighborhoods. Some people want to be near their place of employment, churches, or shopping. Schools, parks, and recreation may be more important for some people. For others, the need to be near public transportation or have easy access to freeways and interstates may be a top priority. There are several things that almost everyone looks for in a neighborhood:
In addition, to finding a neighborhood that is right for you,
there are some things you might want to check into more thoroughly such as schools,
safety and the costs. Some suggestions for you to consider:
Taxes and Hazard Insurance Costs
The Neighborhood Check Sheet is to help you decide whatís important to you. However, you should consider the things that may not be important to you, because they may be important to the value of your property if you decide to sell. Before you start, it might be a good idea to make copies of this check sheet so that you can use them while you are house-hunting. You should use it to rate what is least or most important about the neighborhoods you are viewing. For example, if the church of your preference is in the neighborhood, you may rate it as a 3.
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Table of Contents | Homebuyer Course Start Page | Find A Realtor | Budgeting To Buy a Home | Neighborhoods | Find Your First House | Inspect Before You Buy | Shop For a Mortgage Loan | Mortgage Home Loan Process | Credit Score and Credit Report | Home Mortgage Loan Closing | Being a Home Owner
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