Upon completion of your budget worksheets, here are some questions to think about. You and your spouse or significant other should discuss these questions together. If you don’t feel you have a firm handle on your current budget use the interactive presonal budget planner to help. Critical additional reading (It WILL be on the test.) should include the article on Who to Pay When You Can’t Pay Everyone.

1. What are the biggest items in your budget?
   
2. How much are you saving each month on your current budget?
   
3. How could you save more money? What expenses could you cut or reduce?
   
4. In what ways do you see your financial picture changing in the next year?
   
   In the next five years?
   
   

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